Installment Loans – Efficient and Flexible
Providing hardworking consumers with an efficient, effective way to get access to a little extra cash!
Call us at 1-866-660-8743
Monday to Sunday 5AM to 6PM PST
How much do you need?
Safe, Secure, and Confidential!
How It Works?
Why Right Now?
We’re here for you in a time of need, no matter what time that may be. Whether it’s next week, tomorrow, or right now, we’re ready provide you financial assistance.
Installment loans from Right Now Loans have assisted customers with unexpected and pricy expenses such as home and auto repairs and medical emergencies.
Unlike payday loans, installment loans from Right Now Loans offer a flexible payment schedule that allow consumers to pay back their loan in a series of fixed payments.
You acknowledge that by completing and submitting the website application that you are applying for a loan. We verify applicant and credit information through national databases including, but not limited to, Clarity, Factor Trust, and Microbilt and we may pull your credit in order to determine your eligibility and ability to pay.
Once you fill out an application, one of our customer service representatives will help you complete the loan process, which will include verification of certain personal information prior to final approval and funding of the loan. Loans from Right Now Loans are usually funded by Automated Clearing House (ACH) electronic crediting directly to your bank account. If your loan application is reviewed and approved after 2:00 PM CST, loan funds will usually be available the next business day. Unavoidable delays that occur as a result of bank holidays, the processing schedule of your particular bank, inadvertent processing errors, “acts of God,” and/or “acts of terror” may extend the time for the deposit and may cause a change in the time that you receive your loan proceeds.
Right Now Loans Lending ( “Right Now Loans”) is a subsidiary of SBR Enterprises, a wholly owned economic arm and instrumentality of a Native American entity formed under the laws of and operated by the Elem Indian Colony of Pomo Indians (the “Tribe”), a federally recognized sovereign American Indian Tribe located within the United States. Right Now Loans abides by all applicable federal laws and the laws and lending codes enacted by the Tribe’s federally recognized sovereign government. As a wholly owned tribal entity, Right Now Loans is licensed by the Elem Indian Colony of Pomo Indian’s Tribal Consumer Finance Department.
Please note: This is a very expensive form of borrowing. Right Now Loans Installment Loans are designed to assist you in meeting your short-term borrowing needs and are not intended to be a long term financial solution. Right Now Loans never charges any prepayment penalties. Prompt repayment of your loan will reduce the overall cost associated with borrowing and is strongly recommended by Right Now Loans.
The Annual Percentage Rate (“APR”) as applied to your loan will range from 615-859% depending on your payment schedule, pay frequency, loan term, and the amount of your loan. Non- payment may result in additional fees and collection activities as described in your loan agreement and as allowed by Tribal and applicable federal law.
Credit products obtained through this website are not available to residents of all states and state availability may change from time to time without notice. Currently, residents of
Alabama, Arkansas, Connecticut, District of Columbia, Florida, Georgia, Illinois, Maryland, Massachusetts, Minnesota, New Jersey, New York, North Carolina, Pennsylvania, South Carolina, South Dakota, Vermont, Virginia,
West Virginia are not eligible to receive a loan from Right Now Loans.
Resolving Consumer Disputes
PO Box 4102 Clearlake, CA 95422
Toll Free: 1-866-660-8743
Tribal Dispute: 1-866-399-8594
If you have questions regarding our loan programs, the terms of our loan agreements or
payment plans; or just need more information, please do not hesitate to contact us any
time, day or night. A Right Now Loans customer service representative will be happy to